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We Retired at 39 to Portugal & Bought Our Dream Home in CASH (See How Much We Paid & Tour Our Home!)

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How I retired at 39 | Financial Independence/Retire Early

???? If you want to take a career break or make a long-term move abroad, now's your time to join my group coaching program, From Burnout to Bliss for $100 off the regular price until 2/18/22.

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How I retired at 39 | Financial Independence/Retire Early

My journey to early retirement didn't look like most people's journey. I was traveling the world for about 6 months, before I realized that I didn't want to go back to work, and decided to retire. But years of debt freedom and financial independence allowed me to retire early.

To book an Ask Me Anything session with me to talk about insurance, early retirement, moving to Mexico, or anything I talk about on this channel hit this link:

My signature career break planning course, From Burnout To Bliss is open for enrollment. This is for you if you are taking a break to travel the world is a dream, but you've been too stressed or overwhelmed to make it a reality. Get it here:

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HOW WE RETIRED AT 39 | Financial Independence Retire Early (FIRE) - Our Rich Journey -

How We Save 70% of Our Income - Financial Independence Journey - Our Rich Journey -

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NOTE: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!
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Losing All Of Your Fingernails ????

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BUYING PROPERTY IN A RESORT IN PORTUGAL ???????????? THE BANK said NO!

➡️ Get a NIF (Portuguese fiscal number)
➡️ Get Portuguese bank account
Everything ONLINE and REMOTE here ➡️

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The discount will be automatically applied when you visit the site from any of the custom links. MO DISCOUNT CODE REQUIRED. You will see the discount at checkout.

➡️ Need a real-estate broker or a mortgage in Portugal?
Write me an email and I can recommend you someone who helped me with this.

➡️ You don't know if you need a NIF? Everything you need to know about NIF from a professional:


#portugal #buyingpropertyinresort #buyahouseportugal

????????Follow us on Instagram: @algarve_life_style

ABOUT THIS VLOG:

➡ Buying property in a resort in Portugal sound easy but in Portugal nothing is easy! We just bought our dream house in Portugal and we want to share with you the story so if you want to do the same, to know what to expect.
➡ This video is about how we were standing in front of the notary, ready to sign our deed, but the bank said NO!

HOW WE BOUGHT OUR HOUSE IN PORTUGAL:
➡ Episode 1 here .????
➡ Episode 2 here .????
➡ Episode 3 here .????

OTHER VIDEOS YOU MIGHT LIKE:
➡ Before buying in Portugal ????
➡ Searching a house in Sao Bras de Aportel ????
➡Searching a house in ???? Armacao de Pera
➡ How and why we decided to move to Portugal ????

WANT TO SUPPORT US?
➡Get 40$ off your first Airbnb booking via our link:

And make sure you SUBSCRIBE to our channel, and like our videos, it will help us so much!

WHAT'S IN THE MENU

0:00 Introduction - setting the context
1:38 The day before signing the deed
3:40 Going to the bank
5:38 Going to the notary
6:58 The sale is canceled
7:40 The actual legal issue
12:06 Trying to resolve the problem the Romanian way
17:57 3 main things for you to learn from this



ABOUT US:

We are Luiza & Flavius, currently living in Portugal, Algarve but traveling quite a bit around the world. I believe that time is our most precious resource and we hope to inspire other people to use it wisely.
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BUYING A HOUSE IN PORTUGAL? LEARN THESE WORDS!

➡️ Get a NIF (Portuguese fiscal number)
➡️ Get Portuguese bank account
Everything ONLINE and REMOTE here ➡️

???? Get Golden Visa - Schedule a FREE consultation!!!

???? Using these links you WILL SAVE 10 Euros on any purchase ????
The discount will be automatically applied when you visit the site from any of the custom links. No discount code required.

➣ Need a real-estate broker or a mortgage in Portugal?
Write me an email and I can recommend you someone who helped me with this.

○ You don't know if you need a NIF? Everything you need to know about NIF from a professional:

//COME SAY HI!
Instagram: algarve_life_style
My email: luiza@luizadaneliuc.ro


Do you know all the terms used in reale state in Portuguese? They are quite different from what you are used to. We break down all the terms you see in the real estate ads so you have a better understanding of what they mean. Before searching properties to buy in Portugal build for you a useful vocabulary of real estate terms in Portuguese. What you need to know when buying property in Portugal.

#buyingahouseinportugal #realestateinportuguese #learnportuguese

//HOW WE BOUGHT OUR HOUSE IN PORTUGAL:
○ Episode 1 here :
○ Episode 2 here :
○ Episode 3 here :
(you need to hear this story!)
○ Our house in Portugal - tour before renovation:

PERSONAL STUFF I SHARE WITH YOU:
○ 4 of my best choices in life (Portugal is one of them&why):
○ My partener doesn't want to move to Portugal:
○ My worst fears in life:

BEFORE BUYING IN PORTUGAL:
○ Before buying in Portugal:
○ Is Portugal the right country for you?:
○ How and why we decided to move to Portugal:
○ Portugal is not cheap!:
○ How is summer in Algarve:
○ Our house bills in Portugal:

☕ WANT TO SUPPORT US?
○ Make sure you ⭐SUBSCRIBE ⭐ to our channel, and like our videos and drop us a comment, it will help us SO MUCH to reach more people interested in Portugal!
○ ⭐ Donate ⭐ a cup of coffee or a pastel de nata via Paypal
○ Some of the links above may give me a small % of your purchase (at no extra cost to you, you will even save money if you use my codes), so if they help you, they help me. Thank you so much for your support!


ABOUT US:

We are Luiza & Flavius, currently living in Portugal, Algarve but traveling quite a bit around the world. I believe that time is our most precious resource and we hope to inspire other people to use it wisely.
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Our new house... ???? Portugal Villa Tour

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The Pros and Cons of Living in Portugal

What are the pros and cons of living in Portugal? Hey everyone! Welcome to my channel. Today I'm going to talk about the pros and cons of living in Portugal, a beautiful country located on the Western side of Europe. We'll explore some of its perks, as well as any potential drawbacks that come with it – all so you can make an informed decision if this could be your next home. So, let's dive right in and take a closer look at what life in Portugal has to offer!
Pros of living in Portugal
1. Good weather
Land of sun, sand and sea! It's no wonder that so many people love to live here—not only is it a beautiful country with plenty of culture and history to explore, but the weather is also unbeatable! In fact, it is one of the reasons why many people from around the world have started moving to Portugal.
If you're looking for an idyllic spot where you can bask in some sunshine throughout the year, then look no further than this southern European nation. From mild winters to hot summers, Portugal offers its residents diverse climatic conditions that make living here just perfect.
The average annual temperature in the inland North and Centre is between 6°C and 9°C, while it is higher, exceeding 17°C, in the eastern Algarve and the Guadiana valley.
2. Affordable transportation
Whether you're looking for a quick ride or a longer journey, travelling around Portugal doesn't have to break the bank. For instance, you can take an iconic yellow tram (or eléctrico) up and down Lisbon’s hillside at a fraction of what it would cost in any other major city.
Plus – they even come with their own unique charm! And don't forget about buses - they are both economical and efficient; you'll never be left stranded without transport again.
A bus ride would cost you around $1.6 while the metro and trains would cost you $4.3. If you are a travel person, then moving to Portugal would make sense for you.
3. Tax exemptions
Living in Portugal can be a real joy and one of the biggest benefits is that you don't have to worry about paying hefty taxes. They are taxed on their worldwide income at progressive rates ranging from 14.5% to 20%.
Taxes are one of those things that just seem to suck the life out of you and your pocketbook. But in Portugal, you can enjoy some respite from these unpleasant financial burdens. Tax exemptions allow residents save money while at the same time enjoying all the wonderful offerings this beautiful country has to offer.
4. Good wine
When it comes to wine, Portugal offers up something special. With some of the oldest vineyards in the world, traditional methods are still used to create these classic drinks – ensuring that each bottle has an individual character that can be enjoyed by all. And with such diversity available, it means no matter what type of wine you enjoy there will always be something on offer! If you are into wines, then moving to Portugal would feel like a heaven for you.
But why else should you consider making Portugal your base? Well because good quality Portuguese wines are surprisingly affordable; meaning everyone can experience these unique flavours without breaking the bank.
Finally, if it’s romanced your after then you won’t find anywhere better: few things beat quaffing a glass or two on one of Lisbon's warm summer nights while watching beautiful sunsets over stunning architectural landmarks - simply magical!
5. Great banking system
One of the great things about Portuguese banks is that they offer a wide range of services and features at competitive rates. For example, if you need to send money abroad for business purposes, banks can usually provide you with low fees and fast transfers through their international payment services.
They also provide customers with more sophisticated financial products such as wealth management offerings, insurance coverages and credit cards – all backed by reliable customer service teams who are always willing to take care of any query promptly.





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How to Move Money from the USA to Portugal

How to Move Money from the USA to Portugal

Get your FREE moving your money to Portugal guide -

More information and contact details for our expert guest -

When it comes to securing the best value and peace of mind for your money transfers, having access to over 50 years of combined industry expertise is invaluable. That’s why we’re delighted to be hosting currency specialists, Spartan FX, who will be lending their insider knowledge and decades of experience.

Due to their competitive rates and top-notch service, Spartan FX is our trusted partner for money transfers and currency exchange. With a wealth of experience in facilitating global money transfers, their insights have consistently helped our community save significant amounts of money as well avoiding stress and disappointment.

Whether you’re planning to purchase property, cover mortgage payments, receive your salary or pension, or simply transfer savings, ensuring you know how to get the best deal is key. Whether it’s a one-off large sum or recurring smaller amounts, several factors can influence the outcome, underscoring the importance of well-informed planning to avoid any potential losses or disruptions.

For those dealing with large amounts or facing tight payment deadlines, additional considerations may come into play. Regardless of your current planning stage, this webinar is your opportunity to stay informed, gain the latest insights, and have your burning questions addressed by an expert in the field.

Join us to ensure you’re on the right track, receive up-to-date information, and unlock the secrets to seamless money transfers.

00:00 Introduction
04:36 Types of payments you may need to make
06:08 Bank accounts for Portugal's Golden Visa
07:00 What is an IBAN number?
09:25 Recommended checks to make before you transfer
12:08 US dollar exchange rates
18:05 US exchange rates - What to look out for in 2024
22:10 Money compliance
32:14 Keep a phone number from your home country to access your bank & make transfers
34:04 Be careful with free bank transfers
39:55 US Tax: FBAR foreign bank account reporting
41:04 Receiving/transferring monthly amounts
42:30 Preparing your money transfer before you have a Portuguese bank account
45:01 Using Spartan FX's rates & currency service

How I Retired at 45 | FIRE For Regular People | Financial Independence Retire Early

How I Retired at 45 | FIRE For Regular People | Financial Independence Retire Early
My journey to early retirement was very non-traditional. We'll talk about how I was able to retire at 45 on a teacher's salary.

0:00 Sound Problems
1:12 Intro
7:26 What is FIRE?
11:49 How to Achieve FIRE
15:00 FIRE isn't for You
16:37 My FIRE Story
1:11:00 Q & A
2:03:00 Resources

???? Other Videos To Watch
You Don't Need to Budget | How to Pay Yourself First

Oh Sh*t Money | Emergency Fund Strategies


???? My Favorite FIRE Calculators




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Common Misconceptions About F.I.R.E. or Why Most FAIL at Achieving Financial Independence

Why do most folks FAIL at ever achieving FIRE or financial independence? Too many believe that you must live as the ultimate minimalist to achieve FI and for some with lower incomes that may be true. But for the vast majority of the Our Black Utopia community income is not the issue - it is the notion that you must abstain from everything that brings you joy until you FIRE...that notion is a recipe for failure!

???????? Move to Portugal Virtual Summit????????:

APARTMENT TOUR - OUR NEW APARTMENT IN PORTUGAL

Apartment tour of our Air BNB
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How Much It Costs to Live in the Algarve... Revealed

In this week’s episode, Glenda Cole deep dives into how much it costs to live in the Algarve. She breaks down three budgets, starting with those living on just a Social Security income.

IL Postcards is a free daily e-letter that brings you stories from expats in Portugal and elsewhere around the world and on-the-ground guidance about the best lifestyle, retirement, earning, and travel opportunities on the planet today. Sign up here:

For those of you new here, Glenda is a U.S. expat who moved to the Algarve, Portugal, about a year ago and purchased a beautiful villa. She shares her storybook life on her YouTube channel: @theglennandglendashow574

Their videos are a must-watch if you're considering a new adventure in Portugal.

If you want to check out the other videos in this mini-series, you can do so with the links below.

Episode #1: From Burnout to Bliss in Portugal’s Paradise —
Episode #2: Our Algarve Grocery Haul: Is it Cheaper than in the U.S.? —
Episode #3: A Tour of My Dream Villa in the Algarve, Portugal —

Please hit the subscribe button and turn on your notifications to avoid missing out on any future videos.

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DID WE BUY PROPERTY IN PORTUGAL? how vanlife lead us here ????

After 7 years of vanlife across the globe ???? Brittany and Drew head to the Petrified Forest and share if their 3 month search in Portugal, lead to them finding a place to call home. Take advantage of Jackery's Holiday sale from December 6-10th:

Pre-order our new 2022 Calendar ❤️ 19:04

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???? CHAPTERS:
00:30 RECAP
4:16 sick in the van
8:09 we have arrived ????
11:12 beautiful people 1 ❤️
12:26 home
15:42 what is Petrified Wood?
17:04 JOY RIDE ????
19:20 people people 2 ❤️
19:51 Give the people what they want!
25:54 vanlife EVOLUTION
27:37 Portable Power ⚡️
28:39 date night! ????

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WE PAID OFF OVER $60K of DEBT in 3 YEARS! AND SO CAN YOU!

Planning a move to Ecuador? Take the Expat Fast Track! Read Reviews & Signup Here:

We had two incomes, a nice house in a great neighborhood, and two nice cars. We were living the dream, but then everything changed when JP started losing the ability to walk.

Two major spinal surgeries later and our income was down, but our debt was growing. Rather than take out a second mortgage, we decided to sell everything we own and move abroad to enjoy a higher quality life for a lower cost of living.

You may not realize it, but this is also an option for you! If you're drowning in debt or haven't been able to save enough for retirement, moving abroad may be the solution to your financial struggles.

It doesn't have to be forever, either. You can move to a lower cost country for a few years and then move back home. Although, we think you'll enjoy your new life so much that you won't want to!

Here are the links we mentioned in the video:
CNBC Article -
Escape the USA Healthcare Scam -
Why We Chose Ecuador -

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These Cities Actually PAY You to Live There

Discover a surprising global trend: cities that literally PAY you to make them your home! Whether you're seeking a fresh start, a change of scenery, or simply looking to stretch your savings, these enticing cities offer financial incentives for new residents. Dive deep into the reasons – from boosting declining populations, and rejuvenating local economies, to fostering community growth. Find out which destinations, from bustling metropolises to serene countryside havens, are eager to welcome you with open arms and enticing financial packages. Not just a headline, this real-life phenomenon offers opportunities for adventurers, families, and remote workers alike. Curious about the perks? They range from cash rewards and tax breaks to even free land or housing. If you've ever dreamt of relocating, now might be the time. Learn how you can benefit from these offers and potentially redefine home sweet home. Join us as we unveil the top cities that want to PAY you to live there!

These Cities Actually PAY You to Live Here We have listed the countries that provide start-up grants to ex-pats, retirees, or digital nomads to attract more entrepreneurs to get paid to live and relocate to their cities. Having the opportunity of living anywhere in the world can be exciting. Our list of Getting paid for relocation and to live there features some of the top countries that pay you to live there will help you decide.



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Where to move as an ex-pat digital nomad countries

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Apply here for Alaska


Apply here for Spain
Ponga Spain


Rubia Spain


Apply here for Switzerland


Apply here for Italy

Molise Italy


Molise, Italy, started offering €700 ($855) per month for up to 3 years ($27,000 max) to individuals who move to villages with less than 2,000 residents, open a business, and help enhance the community. Roughly 100 villages are underpopulated as people move to bigger cities for employment


Sambuca di Sicilia buy 2 Euro Houses here


Santo Stefano di Sessanio

The offer for this town expired on November 15, 2020.


Candela

Address: Piazza Municipio - 71024 Candela - ITALY
Phone Number: (+39) 0885-653669; Fax: (+39) 0885-653995


Apply here for Ireland


Apply here for Topeka Kansas


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Apply here for the Arkansas STEAM program. The acronym STEAM stands for science, technology, Engineering, arts, and Math.

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Retire and Live in Southern Spain: Good, Bad or UGLY?

Use this link to save 70% on the lifetime plan for LingoPie:

This country is wildly popular with expats from all over the world. Over 60,000 Americans already live here, and many of them live in the region we discuss in this video.

When you’re considering a place to live abroad, several important factors influence your decision, like safety, healthcare, cost of living, etc.

So let's take a look at the 10 most important factors and see how Southern Spain rates to help you determine if it's still a good place to live as an expat.

Helpful Resources:
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Ecuador Relocation Guide:
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0:00 Intro
0:42 Safety & Stability in Spain
1:44 Weather & Natural Disasters
3:22 Quality of Life in Southern Spain
4:44 Healthcare & Health Insurance
7:27 Walkability & Public Transportation in Spain
8:04 Housing in Andalucia
8:45 Food & Restaurants in Southern Spain
10:10 Taxes in Spain
11:07 Cost of Living in Southern Spain
12:17 Spain Residency Visa Options
13:16 Wrap-up
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Buying houses in Portugal

Looking for a new house in Lisbon. what do you think about this one?

see the whole story here.


#shorts #travel #portuguese #newhome #houseforsale #ukmove #expat #almada #change #LisbonProperty #PortugalRealEstate #LisbonRealEstate #LisbonHomeSearch #LisbonHousingMarket #LisbonPropertyShopping #LisbonHomeBuying #PortugalProperty #PortugalHomeBuyers #LisbonLiving #PortugalLiving

The True Cost of Living in Portugal (Might Shock You)

Josh and Kalie from ExpatsEverywhere logged their expenses for 30 days. They wrote down everything they spent money on and put it in categories. How expensive is Porto and is Portugal still worth moving to? How much should you budget?

Train vs Plane between Lisbon and Porto:
Aveiro city guide:

Context to our Expenses:
-Josh (39)
-Kalie (36)
-Cia (3)
-Pincho (14) dog

Stats behind our cost of living in these 30 days
-Rental contract signed in September 2021
-Two top ups for Josh and one top up for Kalie (Porto Metro)
-17 separate ride share trips (€3.73 avg per trip)
-3 sports entertainment events attended
-21 coffee/snack breaks (€5.99 avg per snack break)
-22 times one, two, or three of us had dinner/drinks out. 19 times we spent money. 2 of those our friends paid for us and we dropped the tip. (Irish Pub dinner and drinks for 3, €65 whereas, a Portuguese dinner for 3 €20 but we didn't drink there. However, their beer and wine by the glass was 2-3 euros.)

Percentage of our total expenses
20% Rent
13.6% Dinner/Drinks
11% Cia's Things (School Fees are a huge part of this expense)
10.7% Groceries
9.6% Health Care
6.6% Tithe/Charitable Giving

* ABOUT US *
Josh and Kalie left the US for a life abroad in 2009 and haven't looked back. They have lived in Spain, South Korea, Saudi Arabia, Singapore, and are currently in Portugal. Yes, they realize they only moved to countries starting with the letter S until they spoiled that streak with their move to Portugal. Follow ExpatsEverywhere as we aim to get information to you through expat interviews, city breakdowns, expat life, travel, vlogs, and more.

* VISAS FOR PORTUGAL *
We have two courses to help DIY the D7 visa and the remote worker visa for Portugal. The courses include step-by-step videos, checklists, resources, recommendations, discounts, and more. They break down the timeline and when and how to do things, plus give action items to keep you on task but not be overwhelmed. Check them out here: D7: & Remote Worker:

* USEFUL RESOURCES *
Below are a list of other services that we use/recommend for living abroad. If you have any questions about them, feel free to email us. Some links we provide we might make a commission and you might receive a discount or promotional offer. We always try to make a deal with companies we like to create a win/win for us and YOU!

* TRANSFER CASH *
Wise (formally TransferWise) | Banking/Transfer Partner (affiliate link) Get free transfer fees (conditions apply)

* WATCH YOUR SHOWS *
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*DIGITAL SECURITY*
Protect yourself from the increasing risk of digital crimes with our partner Aura. Use our link to get a 2 week free trial to protect yourself from the increasing risk of identity theft and digital crimes. Sign up today and see how many times Aura found your personal information on the dark web.

* YOU NEED THESE FOR YOUR D7 & REMOTE WORKER VISAS *
Need your NIF and/or bank account for Portugal? Use our special link with Bordr to receive $10 off for each. No code needed. The discount will be applied at check out when using this link:

* INSURANCE ABROAD *
Need insurance?
Insured Nomads:

*LEARN A LANGUAGE*
Ling is a fun way to learn and practice a language. Use our special link:
Want something more intense?
Join the journey with Portuguese with Carla:
Mia Esmeriz Academy


* FORWARD YOUR MAIL *
Wanting to get your mail forwarded to you while abroad? Use Anytime Mailbox! Be sure to use this specific link when you sign up:

* TAXES *
Are you an expat who wants help with your taxes? Use our link here for Taxes for Expats and get $25 off:

*AROUND PORTUGAL*
Want to check out some awesome spots we like around Portugal? Check out our Atly Map:

* GET IN TOUCH *
Questions? E-mail us at info@expatseverywhere.com
Want more? Go to
Follow us on Facebook:
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#ExpatsEverywhere

???? Understanding Mortgages in Portugal

Understanding Mortgages in Portugal


Whether you are currently a resident in Portugal or not, if you are considering buying a property as a primary residence or even a holiday home, take a look at what you need to know about the process and options for buying with a mortgage.

Although rates have risen, getting a mortgage might not be as costly or as complex as you may think. Perhaps that dream property isn’t out of your budget after all, or even if you hadn’t considered it before, in many cases, it can be surprising how much more affordable it is to buy compared to renting.

However, the Portuguese mortgage market can be tricky to navigate, especially for foreign buyers; so to help us unravel the process, we were delighted to have experts from the multilingual Mortgage Direct team.

Mortgage Direct has been liaising with banks, estate agents, and international property buyers in Portugal’s ever-changing mortgage market since 2006. Among their international staff, they bridge the language gap with English, Portuguese, Spanish, German, Dutch, Polish, and Danish speakers.

Prepare for a successful move and get the most out of Portugal with expert knowledge on your side.

Contact details for Mortgage Direct -

00:00 Introduction
02:00 Market overview
03:18 How much can you borrow?
04:40 Mortgage protection insurance
06:04 Application process & timeline
13:18 Property evaluation
13:50 Mortgage age limits in Portugal
16:45 Mortgage affordability
19:30 Are mortgage broker fees paid by the bank?
20:00 How is your credit score evaluated in Portugal?
22:24 Should you start the mortgage process before looking for property?
23:45 Age, finance & using a guarantor
24:42 What are the taxes & fees for property acquisitions?
27:00 Can you get a mortgage to buy land or for a new construction?
27:34 Minimum amount required
28:00 How long is mortgage approval valid for?
30:20 Penalties for early repayment

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Love our channel? You can also support us by becoming a YouTube member -
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*ABOUT EXPATS PORTUGAL* 


Since 2005, Expats Portugal has been assisting people in finding the information, contacts & support they need to migrate to, settle in, & enjoy Portugal!

Having already been through the process ourselves, our team is keen to assist in making the process smoother, help you avoid costly mistakes, & get the most out of Portugal, sooner!

Through our many years of experience, we've built & continue to grow our excellent network of trusted professionals; bringing you the most reliable & up-to-date advice, as well as negotiating exclusive discounts on your behalf. We enjoy sharing our contacts, knowledge & experience to offer extra support in all aspects of moving to Portugal.

*COMMUNITY* - Our network of 13k+ members come from all over the globe, all united by our interest in & love for Portugal. We connect through our community forum & events.

*SUPPORT & INFORMATION* - In addition to the wealth of information on our YouTube channel, you can ask questions & search through thousands of useful forum posts to find all you need. Everything from: country specific information such as, moving to Portugal from the USA, D7, D8 & Golden Visas, Portuguese citizenship & residency, tax in Portugal, NHR tax breaks, buying & renting property, the best places to live, retiring in Portugal, healthcare & medical insurance, Brits in Portugal & so much more! -

*EXTRA SUPPORT* - You don't have to struggle through this alone! Book an online personal consultation -

*EVENTS* - Online & in person events to get you the expert information you need & the opportunity to make new friends in Portugal & worldwide -

*KEEP UPDATED* - Join our community &/or mailing list -

#movingtoportugal #livinginportugal #portugal #portugalnews #portugalproperty #portugalvisa #expats #mortgage #buyingproperty #propertyinvestment #propertyinvestor

My Money Story: How I Retired Before 40

???? If you want to take a career break or make a long-term move abroad, now's your time to join my group coaching program, From Burnout to Bliss for $100 off the regular price until 2/18/22.

???? This program offers the curriculum, community, and coaching you need to make a successful move abroad.

???? Check it out at
________________

In 2009 I was unemployed with a mortgage, a second mortgage, credit card debt, close to 200k in student loan debt, fear, and depression.

Since then, I’ve paid off all my debts and saved enough money to retire before 40.

If you want more details about the numbers and the process I used, let me know in the comments and I'll make a second part.

My signature career break planning course, From Burnout To Bliss is open for enrollment. This is for you if you are taking a break to travel the world is a dream, but you've been too stressed or overwhelmed to make it a reality. Get it here:

???? HAVE YOU CONSIDERED TAKING A CAREER BREAK TO TRAVEL? NOT SURE IF YOU'RE FINANCIALLY READY? TAKE THIS QUIZ TO FIND OUT: ????

???????? COMPLETE GAP YEAR PLANNING CHECKLIST:
???????? HOW TO BOOK YOUR FIRST AIRBNB & $40 DISCOUNT:

TO SEE THE MISTAKES I MADE ON MY MONEY JOURNEY, WATCH HERE:

More about money (including a pic of my cute little house):

Tips for planning your career break itinerary:



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????????Can We Talk For A Minute?

YOUTUBE:
INSTAGRAM:
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WHAT TO PACK FOR A GAP YEAR:

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MY TRAVEL ESSENTIALS**
LINK TO SPECIFIC RELATED PRODUCTS


** GET $10 CASH BACK on your Amazon / Redbubble / Sephora purchase of $25 or more when you sign up for Ebates


---------------------------------

I may earn a small commission for my endorsement, recommendation, testimonial, and/or link to any products or services from this website.

Thanks for watching. Now it's time for you to start planning your own sabbatical!

#careerbreak #financialindepedence #retireearly

OUR HOUSE BILLS in PORTUGAL ????????????????????????

➡️ Get a NIF (Portuguese fiscal number)
➡️Get Portuguese bank account
Everything ONLINE and REMOTE here ➡️

???? Get Golden Visa - Schedule a FREE consultation!!!

???? Using these links you WILL SAVE 10 Euros on any purchase ????

The discount will be automatically applied when you visit the site from any of the custom links. No discount code required.

????????Follow us on Instagram: @algarve_life_style

ABOUT THIS VLOG:

➡ We just bought our dream house in Portugal and even if we don't stay there we have some expenses that we have to pay. These are our house bills in Portugal!
➡ We share with you our electricity, internet, community provider and we also talk about membership fee in Vale do Lobo Algarve, the resort we are in.

#portugal #costoflivingportugal #housebillsportugal

HOW WE BOUGHT OUR HOUSE IN PORTUGAL:
➡ Episode 1 here .????
➡ Episode 2 here .????
➡ Episode 3 here .????

OTHER VIDEOS YOU MIGHT LIKE:
➡ Before buying in Portugal ????
➡ Searching a house in Sao Bras de Aportel ????
➡Searching a house in ???? Armacao de Pera
➡ How and why we decided to move to Portugal ????


WANT TO SUPPORT US?
➡ Make sure you SUBSCRIBE to our channel, and like our videos, it will help us SO MUCH to reach more people interested in Portugal!
➡ Donate a cup of coffee or a pastel de nata:
➡ Get 40$ off your first Airbnb booking via our link:

And make sure you SUBSCRIBE to our channel, and like our videos, it will help us so much!


ABOUT US:

We are Luiza & Flavius, currently living in Portugal, Algarve but traveling quite a bit around the world. I believe that time is our most precious resource and we hope to inspire other people to use it wisely.

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