Will my retirement plans change given today's corruption in the Philippines?
Visit my Channel URL for more related videos. Here’s the link:
CLICK COMMENTS BELOW TO SEE MORE.
A FREE eBook: My Free Catechism -- Request your FREE copy here...
6 TRUTHS We Learned AFTER Retirement | Life Lessons Since we Retired
This video is practical wisdom about 6 lessons learned AFTER retirement. Our retirement planning took many years, but everything changed after retirement for us. Each of these lessons learned changed our retirement and us in ways we never imagined. We learned how to pivot, continue our lives of learning, traveling the world, maintaining health, living with less stuff and much, much more.
▶️ We started our channel to inspire and share our world travel lifestyle, adventures, and optimistic outlook on life with others. After completing a two-year journey in our Airstream to see all 50 states and 51 National Parks, we left to travel abroad. We have downsized our possessions and sold our home so that we can wander about with only the things in our backpacks.
We love living on the road, traveling each week to a new location. We plan to travel extensively to every part of the world. Ours is not a slow travel lifestyle but rather a vagabondish one. The goal is not to check a country off a list, but to experience it by meeting new people, seeing how others live, and making new friends. We believe in laughing, loving, and living our lives to the fullest.
We are working hard to build a beautiful website where you can get travel information about the places we have been. In addition, we post blog articles to help you travel better. Our channel is a way of augmenting that effort, so sometimes we post videos about how to travel or a vlog showing our lives on the road as we do an activity or an adventure. We also post Shorts, so check those out, too. We hope to entertain you, but most importantly, we want to inspire you and give you the confidence to plan your own adventure around the world.
Video # 139
We invite you to subscribe and comment. We also hope you follow the link to our website and sign up for our newsletter. It's a great way to keep up-to-date with our travels. ◀️
@RetirementTravelers
⭐️OUR WEBSITE:
⭐️OUR NEWSLETTER:
⭐️OUR TRAVEL STORE:
???? Send us a note or comment on our other channels, too!
Instagram:
Facebook:
Pinterest:
LinkedIn:
#retirement #retirementlife #retireearly #travelcouple #worldtravel #retire #lessonslearned #babyboomers #retirementadvice #traveltheworld #lifelessons #retirementtravelers
Retirement Travelers is a registered trademark. All rights reserved.
00:00 Retirement Pep Talk
01:30 Retirement Tip #1: Master the Pivot
03:42 Retirement Tip #2: Don't Build a Box
05:26 Retirement Tip #3: Adventure Window Closes Quickly
07:28 Retirement Tip #4: Downsize Your Life
08:53 Retirement Tip #5: Don't Retire Your Brain
10:32 Retirement Tip #6: Good Health Gets Real
12:07 Retirement Lessons Summary
Our 10 steps to early retirement at 51
Join us as we discuss the 10 practical steps that we took prior to early retiring at the age of 51. We will take you through step-by-step the things that we did in the 12 months prior to leaving our jobs in the summer of 2022.
We are Richard and Jackie and we live in the UK. Our plans for early requirement include relocating to the Yorkshire Dales, developing our forever home and travel the UK, Europe and eventually the world in our VW campervan Nelson.
Timeline
00:00 Our 10 steps to early retirement at 51
00:50 Step 1- Keep it simple
01:23 Step 2- Establish a timeline
04:02 Step 3- Be financially efficient
04:14 Step 4- Minimise debts
05:49 Step 5- Maximise savings
07:20 Step 6- Pension advice and projections
08:59 Step 7- Calculate retirement expenses
10:16 Step 8- Calculate retirement income
11:41 Step 9- Telling people
13:30 Step 10- Letting go emotionally
15:37 What next?
You will soon realise that we are complete YouTube beginners with all the challenges of creating and publishing videos ahead of us, not to mention uploading when on the road.
Please subscribe and like our videos if you like what you see.
Check out our blog
Many thanks,
Richard & Jackie
The Truth about our Early Retirement in Bali
A week in our early retired lifestyle in Bali, Indonesia & debunking traditional views about retirement.
Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks ► ???? Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more.
Have you thought about what traditional retirement really means for most people and if it truly is going to work well for you too? Click LIKE if it changed your thinking & SHARE this video with someone who you think may benefit from it ???? Thanks for watching!
???? Join this thoughtful content community ►
Get FREE stuff ????
Up to 1 FREE APPL share + Cash ►
In the US? 15 free stocks + US$10 for you ►
Show some ???? with a coffee ☕️ ►
???? Videography & Editing ► Vitaly Voronkov & Jean Voronkova
Thanks for watching!
How I retired at age 38 to live in Bali ►
To check out our Bali costs of living 2021 video ►
For more of my Indonesia/Bali videos ►
We use Safetywing Nomad Health insurance ►
Follow Me ????
Instagram ►
Business Inquiries Only ???? ► jeanvoronkova@gmail.com
???? EQUIPMENT I USE ????
Sony A7IV ►
DJI Mini 2 ►
Jobi GorillaPod ►
Editing Program: Final Cut Pro X
**Disclaimer: This video is sponsored by Masterworks. All thoughts and opinions are my own. Some of the links provided above are affiliate links meaning I do make a small commission when you purchase using the link. This does not cost you extra. You can also purchase from the brand’s websites so don’t feel obliged to use my link if you don’t want to. I appreciate your support!
*“Net returns” refers to the annualized internal rate of return net of all fees and costs, calculated from the offering closing date to the date the sale is consummated. IRR may not be indicative of Masterworks paintings not yet sold and past performance is not indicative of future results. See important Reg A disclosures: Masterworks.com/cd
#financialfreedom #earlyretirement #retirementplanning
Money Mistakes I Made On My Journey To Early Retirement
???? If you want to take a career break or make a long-term move abroad, now's your time to join my group coaching program, From Burnout to Bliss for $100 off the regular price until 2/18/22.
???? This program offers the curriculum, community, and coaching you need to make a successful move abroad.
???? Check it out at
________________
I retired early at 38 after a little bit of planning, a little bit of luck, and a lot of hard work.
This video is part of a two-part series outlining what I did wrong here, and next week outlining what I did right.
I made a lot of mistakes along the way, and number 4 is a doozy.
The mistakes I made can basically be summed up in two themes, so check out the video and see how you can easily avoid what I did wrong and reach financial independence and early retirement even faster.
And let me know in the comments, what's your ideal retirement age?
******************
????HAVE YOU CONSIDERED TAKING A CAREER BREAK TO TRAVEL? NOT SURE IF YOU'RE FINANCIALLY READY? TAKE THIS QUIZ TO FIND OUT: ????
???????? COMPLETE GAP YEAR PLANNING CHECKLIST:
???????? HOW TO BOOK YOUR FIRST AIRBNB & $40 DISCOUNT:
FOR THE FULL STORY OF HOW I RETIRED EARLY:
Tips for planning your career break itinerary:
---------------------------------
????????Can We Talk For A Minute?
YOUTUBE:
INSTAGRAM:
BLOG:
FACEBOOK:
WHAT TO PACK FOR A GAP YEAR:
---------------------------------
MY TRAVEL ESSENTIALS**
LINK TO SPECIFIC RELATED PRODUCTS
** GET $10 CASH BACK on your Amazon / Redbubble / Sephora purchase of $25 or more when you sign up for Ebates
---------------------------------
I may earn a small commission for my endorsement, recommendation, testimonial, and/or link to any products or services from this website.
Thanks for watching. Now it's time for you to start planning your own sabbatical!
#careerbreak #financialindepedence #retireearly
I live onboard my retirement home.
A description of my retirement home, my boat Sjoea. For the moment in British Columbia, Canada.
Retirement Savings Calculator [Easy way to plan your retirement!]
Visit my Channel URL for more related videos. Here’s the link:
Philippine Retirement and Travels
REQUEST COPY OF EXCEL MODEL:
DOWNLOAD CHROME BROWSER:
Have you saved enough to survive retirement?
Visit my Channel URL for more related videos. Here’s the link:
This episode explains how to do a simple spreadsheet (even manually) to determine how many years you'll have before your savings is exhausted. Please use a laptop or TV because of the small numbers on the spreadsheet.
My Retirement Plan - Animated
When you present a video concept to a client that involves their animated self crashing through a roof, electrocuting themselves, and employing octopus robots to do their biding in the name of selling financial investment solutions...and they actually like it, then you know you have a great client. Cheers to that.
Client: Sigma Advantage Investments
Script Writing, Art Direction, Sound Design: John Boros Productions
Design & Animation: Justin Lemmon
Voice Over: Kevin Yon
The BIGGEST Retirement Mistake for 2024 | Retirement Travelers
This video is about the biggest retirement mistake that we see people make. Instead of playing offense in retirement, they get very defensive and play not to lose. This shows up in a number of ways that keep people from living their best retirement lives.
As the Retirement Travelers, we have made plenty of mistakes, but we have learned some lessons during our retirement journey about money, time, stuff, expectations and our egos. Hopefully you will see some benefits from our wisdom and retirement advice.
➡️➡️ Sign up for our NEWSLETTER! ⬅️⬅️
Retirement Travelers Website:
RVMail Service:
Chase Sapphire Credit Card link:
Express VPN Link:
⬇️ Our Financial Advisors ⬇️
URS Financial Advisory Link:
Retire with Julia Youtube:
Fare Drop cheap flights:
Video Number 159
#retirement #retirementgoals #worldtraveler #retirementtravelers #retire #retirementplanning #retiredlife #retirementplanningtips #travelabroad #travel #retirementadvice
#retirementtravel #retirementstrategy
Get Social with Us!!!
Subscribe on YouTube at
Follow us on Instagram at
Like us on Facebook at
Connect with us on LinkedIn at
Connect with us on Pinterest at
Retirement planning is a crucial aspect of financial management, and avoiding common mistakes can help ensure a more secure and comfortable retirement. Here are some of the most common retirement mistakes:
1. Not Starting Early Enough: One of the biggest mistakes people make is not starting to save for retirement early in their careers. The earlier you start saving and investing, the more time your money has to grow through compound interest.
2. Underestimating Retirement Expenses: Many people underestimate how much money they will need in retirement. They fail to account for healthcare costs, inflation, and potential long-term care expenses. It's essential to have a realistic estimate of your retirement expenses and plan accordingly.
3. Relying Solely on Social Security: Social Security benefits may not be enough to maintain your desired lifestyle in retirement. Relying solely on Social Security without additional savings can lead to financial difficulties later in life.
4. Not Having a Retirement Plan: Some people approach retirement without a clear plan in place. They may not have a budget, investment strategy, or timeline for retirement. Having a well-thought-out retirement plan can help you stay on track and make informed financial decisions.
5. Taking on Too Much Debt: Carrying debt into retirement can strain your finances and limit your ability to enjoy retirement. It's essential to pay down high-interest debt and live within your means to avoid financial stress in retirement.
6. Ignoring Tax Considerations: Taxes can significantly impact your retirement income. Failing to consider tax implications when planning withdrawals from retirement accounts or managing investments can result in higher tax bills than necessary.
7. Underestimating Longevity: People are living longer than ever before, which means retirement savings need to last longer. Underestimating your life expectancy can lead to running out of money in retirement. It's crucial to plan for a longer retirement horizon and ensure your savings can sustain you throughout your lifetime.
8. Not Adjusting Investment Strategy: As you approach retirement, it's essential to adjust your investment strategy to reduce risk and preserve capital. Failing to shift to a more conservative investment approach can leave your savings vulnerable to market downturns.
9. Overlooking Healthcare Costs: Healthcare expenses tend to increase in retirement, and many people underestimate how much they will need to spend on medical care. It's essential to factor in healthcare costs when planning for retirement.
10. Failing to Reevaluate Retirement Plan: Retirement planning is not a one-time event. Life circumstances and financial goals can change over time, so it's crucial to regularly review and adjust your retirement plan as needed to stay on track.
Avoiding these common retirement mistakes can help you build a more secure financial future and enjoy a comfortable retirement. Consulting with a financial advisor can also provide personalized guidance tailored to your specific goals.
Celebrating 100K Subscribers! Life Update: Retirement Travelers YouTube Channel
This video is a celebration 100K subscribers and gratitude to our viewers for helping the Retirement Travelers YouTube channel reach 100K subscribers. Thank you so much to all that have been following along with the last four years providing such amazing feedback, comments, support and the inspiration to keep growing our travel community.
➡️➡️ Sign up for our NEWSLETTER! ⬅️⬅️
Retirement Travelers Website:
RVMail Service:
Chase Sapphire Credit Card link:
Express VPN Link:
⬇️ Our Financial Advisors ⬇️
URS Financial Advisory Link:
Retire with Julia:
Fare Drop cheap flights:
Video Number 162
#retirementtravelers #100ksubscribers #worldtraveler #retirementtravel #youtubechannel #youtuber #seniortravel #retirement #travelabroad #travel #secondact #whyyoutube
#retirementgoals #getsocial
Get Social with Us!!!
Subscribe on YouTube at
Follow us on Instagram at
Like us on Facebook at
Connect with us on LinkedIn at
Connect with us on Pinterest at
Some info from our About Us page on our Retirement Travelers website
The Beginnings
It all began in two small towns in America, one in Arkansas, where Bev was raised, and another in West Virginia, where John grew up. Both of us had happy, fulfilled childhoods with wonderfully supportive parents and many opportunities in the communities we call our hometowns. During college, John majored in Engineering and Bev in Advertising Design/History.
Career & Family
Throughout his career, John worked in aluminum manufacturing for one company, beginning in project engineering and ending in international operations management. Bev devoted her energies to raising our five children at home. By the way, each child is married, and together, they have given us a gang of eight grandchildren we adore!
Early Retirement
Several years ago, we began thinking about retirement. We had always planned to retire early, and we worked hard to make it happen by living within our means, paying off our mortgage early, saving, and investing for the future. In the process of evaluating our “lifestyle creep,” we began to realize that we acquired too much stuff.
Beginning of Retirement Travelers
When the time came to retire in 2020, we planned a long trip abroad, but like everyone else, our plans changed, and we pivoted toward a journey in our own country. We purchased an Airstream travel trailer and set off on a road trip across the United States to see all the National Parks and finish the list of visiting all the states. It was a big adventure and one we wouldn’t trade for the world! Our travel story begins.
Downsizing
Within this first year, we made the decision to sell our home and give away our possessions so we could downsize our lives for a journey around the world as a travel couple. It was quite a process to go through everything we had collected throughout our lives. We considered everything and gave our children a few of our keepsakes, but didn’t keep anything other than our golf clubs. We sold the Airstream, too.
As we age, we anticipate slowing down a bit, but at this time, we are healthy enough to move about, and because we carry so little in our backpacks, it is not difficult to move on down the road when we choose. We hope to be more spontaneous as we go, in fact, the biggest lesson we learned our first year is not to plan too far ahead because those unexpected detours have turned out to be the most fun and fulfilling.
Our World Travel Journey
We began our world travels in Central America, but it was simply the beginning. We’re now on our third year abroad. Ahead, we know we have wonderful experiences and beautiful people to meet, and we can’t wait for what the world will teach us. We intend to travel as long as our bodies hold out, filling our minds with memories that will sustain us in our latter years.
Of course, we return back to see our children and grandchildren, and we often meet up with our families, children, brothers & sisters, mothers, and friends on the road. Someone asked us recently, what about your friends? We are happy to report, we make new friends all the time, and we are blessed beyond measure to have dear friends who support our dream and encourage us to go while we can.
We love C.S. Lewis’s quote, “You’re never too old to set another goal or to dream a new dream.”
Happy journeys,
John and Bev
Mistake to avoid when planning retirement!
Visit my Channel URL for more related videos. Here’s the link:
CLICK COMMENTS BELOW TO SEE MORE.
A FREE eBook: My Free Catechism -- Request your FREE copy here...
Just how did you plan your retirement? [Question asked by one viewer.]
Visit my Channel URL for more related videos. Here’s the link:
Philippine Retirement and Travels
Brief summary of how I planned for my retirement as asked by one viewer.
Why should you consider retirement in the Philippines?
Visit my Channel URL for more related videos. Here’s the link:
CLICK COMMENTS BELOW TO SEE MORE, IF ANY.
4 BEST Retirement-Friendly Neighborhoods for Seniors in Toronto
Ready to embark on your next great adventure in retirement? Join me on a tour of the ultimate guide to the 4 BEST Retirement-Friendly Neighborhoods for Seniors in Toronto for the year 2024. With breathtaking naturescapes, top healthcare facilities, and diverse and welcoming communities, Canada attracts retirees from all over the world.
As a long-term Toronto resident and a full-time realtor, I help my clients find their homes in the best neighborhoods with great amenities and highly-ranked private and public schools. I also work with sellers who value my commitment and attention to detail.
If you feel that I can help you in the process of buying or selling your home in Toronto, please get in touch by email, regular call, or text. I use WhatsApp, WeChat, and Viber for my client's convenience.
???? 647-294-3039
???? olena@agentolena.com
You can also schedule calls with me at:
????
Facebook:
Instagram: @agentolena
LinkedIn:
Explore more:
Where to Retire in Toronto:
Seniors' Living:
Senior Buyers in Toronto:
Where do RICH People Live:
#retirement #toronto #torontorealestate #sothebys #torontorealtor #realestateagent
The Truth About Travel - Time is Limited in Retirement
I discuss the reasons travel is such an important part of my early retirement and some of the things I do to make it more fun and exciting.
Retirement: Response to a viewer's comment...
Visit my Channel URL for more related videos. Here’s the link:
CLICK COMMENTS BELOW TO SEE MORE.
A FREE eBook: My Free Catechism -- Request your FREE copy here...
Associated Press, Aug 9 2021:
16 Retirement Hail Mary Passes When Time is Running Out
Links promised in the above video are here:
????????????’???? ???????????????? ????-????????????????→ ???????????????? ???????????????? ???????????????? ???????????????????????? ????????????????????
????????????’???? ???????????????????????? ???????????????????? ???????????????????????????? ????????????????????????????????????☆★☆
????????????’???? ????oad Map to Freedom Overseas (Retire Overseas Course)☆★☆
????????????’???? ???????????? ???????? ???????????????? $$$ ???????????????????????? ???????????????? ???????????????? ???????????????????? ????????????????????e
What kinds of risks are you taking if you move overseas?
???????? ???????????????????????? ???????????????????? ????????
????????♀️ ???????????????? ???????????????????????????????? - ???????????????????? ????????????
〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️
???? ???????????????????????????? ????????????????????????????:
???? ???????????????? :
???????????????????????????????????????? :
‼️???????????????????????????????????? ????????????????????????????????????????‼️: While we have done our best to share our gathered data with you, we are not responsible for any errors or omissions, or for the results obtained using this information. All information is provided “AS-IS,” with no guarantee of completeness, accuracy, timeliness, or for the results obtained using this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose. In no event will we be liable to you or anyone else for any decision made or action taken in reliance on the information for any consequential, special or similar damages. Any reliance on the information is strictly at your own risk. Instead, you should consult with legal, medical, financial, tax, and/or other such appropriate professionals familiar with your unique and detailed factual situation before taking any actions.
‼️???????????????? ???????? ???????????????????????? ????????????????????????????????????????‼️: Our cost of living estimates include only the cheapest food, rent, and local transportation. It does not include medical insurance or any other expenses. Before moving here, you must do a temporary exploratory site visit in order to accurately calculate your personal cost of living here for all costs for your lifestyle and needs. Plus, make sure you have access to significant additional savings in case you face an emergency.
꧁ ???????????????????????????????? ???????????????????? ꧂ ???????? ???????????? ???????????????????????????? ???????????????????????????? ???????????? ????????????????????????????????????????????????????????.????????????
☆★☆ ???????????????????????? ???????? ☆★☆
????????♂️ ➪ ???????????????????????????????? ????????????????????????
〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️
☆ ???????????????????????????????? ???????????????? ☆ :
☆ ???? ???????????????????????????? ???????????? ☆ :
???????????????????? ???????????? ???????????? ????????????????????????????????,
????????????
✩★☆ ???????????????????????????? ???????????????? ???????????????????? ???? (????????) ????????????????????☆★✩
10 reasons to Retire right now! Spring 2024.
As a follow up video to 10 retirement drawbacks as told by retiree's. Comments on the FB page Baby Boomers (1946-1964) by Jukebox Nostalgia were used in this video.
#retirement
#10reasonstoretirenow
#buzzretirementgarage
Malaysia Misconceptions! - Retire to Malaysia!
Taylor explains things that a lot of people wrongly think about Malaysia!
Help support Taylor’s work!